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Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time and never pay a penny more than you agree to on day one.

*Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $64/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

Choose 3, 6, 12, or 18 Month Payments

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Buying With Affirm is Simple

1. Fill Your Cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

step 1 for buying with affirm

2. Choose How You Pay

Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.

step 2 for buying with affirm

3. Pay Over Time

Make payments at or in the Affirm app. You'll get email and text reminders.

step 3 for buying with affirm

Buying With Affirm is Simple

When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay a hidden fee—or any fee, for that matter.

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Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

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It only takes a moment, and checking your eligibility won’t affect your credit score.

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Affirm won’t charge you late fees or penalties of any kind, ever.

Disclosure: Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

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    What is Affirm?

    Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers payment options for eligible customers to pay for their purchase over time in fixed installments, with no late fees or hidden fees.
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    How do I get approved for financing?

    You just have to provide a few bits of information to Affirm in order to get a real time approval decision. You can do that one of 3 ways:
    Click here and get approved now, then select "Affirm Monthly payments" at checkout.
    Click the "See if you qualify - Affirm" button on any of the product detail pages.
    Add to your cart and choose "Affirm Monthly Payments" at checkout.
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    Does checking my eligibility affect my credit score?

    No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score.
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    Do I need a mobile number to use Affirm?

    Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
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    Can I return an item I bought with Affirm?

    Yes—you can return an item you bought with Affirm by initiating the return process with us if you are still in your trial period.
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    What term lengths are available for financing?

    Once approved and you proceed to checkout, you will have the option to choose a 3, 6, or 12 month term.
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    Are there any late fees if I miss a monthly payment?

    No. You will never be charged a late fee with Affirm financing, guaranteed. No matter what the circumstance, the Affirm pledge is to work with you and never charge additional fees if you need more time to pay.
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    Is Affirm available for non-U.S. residents?

    Affirm is available only to shoppers residing in the United States and Canada. Affirm hopes to expand its services to customers outside the U.S. and Canada in the future.
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    When are payments due?

    Your first monthly payment to Affirm is usually due one month after we process your purchase. Each following payment will be due a month later on the same day of the month.
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    Can I pay off my balance early?

    Yes, you have the option to pay off your balance early without fees or penalties.
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    Will my information and account be secure?

    Yes. Affirm uses encryption to keep your information secure and confidential.
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    How can I reach Affirm?

    You can reach Affirm at or call the Affirm Customer Care team at (855) 423-3729 every day from 7am to 10pm CT.