800-811-7514
Mattress Financing
Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time and never pay a penny more than you agree to on day one.
*Your rate will be 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $64/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Choose 3, 6, 12, or 18 Month Payments
Buying With Affirm is Simple
1. Fill Your Cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose How You Pay
Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.
3. Pay Over Time
Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.
Buying With Affirm is Simple
When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay a hidden fee—or any fee, for that matter.
Transparent
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Simple
It only takes a moment, and checking your eligibility won’t affect your credit score.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Disclosure: Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.
FAQs
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Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers payment options for eligible customers to pay for their purchase over time in fixed installments, with no late fees or hidden fees. -
You just have to provide a few bits of information to Affirm in order to get a real time approval decision. You can do that one of 3 ways:
Click here and get approved now, then select "Affirm Monthly payments" at checkout.
Click the "See if you qualify - Affirm" button on any of the product detail pages.
Add to your cart and choose "Affirm Monthly Payments" at checkout. -
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. -
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in. -
Yes—you can return an item you bought with Affirm by initiating the return process with us if you are still in your trial period. -
Once approved and you proceed to checkout, you will have the option to choose a 3, 6, or 12 month term. -
No. You will never be charged a late fee with Affirm financing, guaranteed. No matter what the circumstance, the Affirm pledge is to work with you and never charge additional fees if you need more time to pay. -
Affirm is available only to shoppers residing in the United States and Canada. Affirm hopes to expand its services to customers outside the U.S. and Canada in the future. -
Your first monthly payment to Affirm is usually due one month after we process your purchase. Each following payment will be due a month later on the same day of the month. -
Yes, you have the option to pay off your balance early without fees or penalties. -
Yes. Affirm uses encryption to keep your information secure and confidential. -
You can reach Affirm at affirm.com/help or call the Affirm Customer Care team at (855) 423-3729 every day from 7am to 10pm CT.